Banco Bradesco S.A. (the Bank) is a private sector commercial bank operating in Brazil. It offers a range of banking and financial products and services in Brazil and abroad to individuals, large, mid sized and small companies, and major local and international corporations and institutions. Its products and services encompass banking operations, such as lending and deposit taking, credit card issuance, consortiums, insurance, leasing, payment collection and processing, pension plans, asset management and brokerage services. It also engages in third party asset management and underwriting debt securities. The Bank organizes its operations in two main areas: banking services, and insurance services, private pension plans and certificated savings plans. On June 2, 2010, it completed the acquisition of the entire capital stock of the controlling group of Ibi Services S. de R.L. Mexico (Ibi Mexico) and of RFS Human Management S. de R.L., a subsidiary of Ibi Mexico